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Offices located in La Grange & Giddings Texas
979-968-8863 - La Grange / 979-542-9527 - Giddings
Big Toys
Protect Your High Value Investments
If you own an ATV, a trailer, or a boat, it is imperative that you protect these big toys with a comprehensive insurance policy. Daricek Insurance Agency can help you find the right insurance plan that can protect your heavy-duty investments.
We understand how important these assets are to you. Owning these vehicles are an expensive hobby, so having the right kind of insurance plan is very important to protect them. Contact the professionals at Daricek Insurance Agency today and let us help you find the perfect insurance plan.
Off-Road Vehicle Insurance Options
This insurance covers ATVs, UTVs, dune buggies, golf carts / neighborhood electric vehicles, and off-road motorcycles.
Benefits include:
- Liability limits available up to $250/$500 and PD $250K
- Medical payments available up to $10,000
- UM as well as trailer coverage is available
- Guest passenger liability included up to the limit purchased
- Physical damage is for direct and accidental loss on an open peril basis
- Optional equipment coverage available up to $7,500 with an automatic $500
- Helmet and safety apparel coverage of $1,500 included with OTC
- Available discounts: safety course, multi-unit, multi-policy and prior insurance
Motorcycle Insurance
Our motorcycle insurance covers street cycles, classic cycles, custom cycles, low-speed vehicles.
Benefits include:
- Liability limits available up to $250/$500 and PD $250K
- Medical payments up to $10,000
- UM and trailer coverage is available
- Towing and roadside coverage includes trip interruption coverage
- Optional equipment coverage of $3,500 automatically included with OTC coverage. Ability to endorse up to $15,000 in the street program
- Helmet and safety apparel coverage of $1,500 included with OTC
- Replacement cost total loss settlement — included on new bikes purchased from a dealer and coverage is written within 30 days. Coverage applies for first 24 months
Travel Trailer Insurance
Travel trailer insurance coverage is offered for travel trailers and utility trailers.
Benefits include:
- Can bind coverage up to $150K on new unused units and $75K on pre-owned units – underwriting can work with you on higher-valued units
- Can bind coverage on units up to 45 feet in length
- Can offer full timer coverage with the ability to write personal property coverage and liability coverage
- Diminishing deductible feature available — deductible reduces by 25% each consecutive year the travel trailer is insured with foremost without a paid other than collision or collision loss
- Coverage highlights include: Vacation liability, towing and roadside assistance coverage, trip collision coverage, total loss settlement – will pay for a new travel trailer of like kind and quality from same manufacturer for the first five model years
- Tiny houses may be acceptable in our travel trailer program with underwriter approval
Marine Vehicle Insurance
This covers pontoons, jet boats, cruisers, bass boats, fishing boats, sailboats, runabouts, PWC, deck boats, kayaks.
Benefits include:
- Can bind up vessels up to 45 feet in length and hull value up to $300,000, but will consider vessels up to 50 feet in length and $500,000 in value and up to 90 MPH
- Packaging available in the Plus and Elite programs for the serious boaters
- Packaged coverages include: Agreed value settlement for total loss, total replacement cost on new boats, watersports liability, diminishing deductible feature
- The elite package includes coverage for: Tournament fee reimbursement, boat lift/cradle coverage, Bahamas and Mexico waters, extended pollution liability, trip interruption and loss forgiveness
- Liability available up to $500K and includes pollution liability and wreck removal
- Replacement cost on personal property as well as medical payments up to $10,000 are available
- Available discounts include: Safety course, protective device, multi policy, multi-unit, lay-up, prior insurance
- Tiny houses may be acceptable in our travel trailer program with underwriter approval
FREE
consultation!
Call: 979-968-8863
